Amar Pandit Profile

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Latest Posts

Permission Granted

“You have my permission.” That’s what I want to tell so many people. You have my permission to travel business class. You have my permission to buy that car you love. You ….Read More

The Most Powerful Tool for Investors

Bruce Lee once said, “Empty heads have long tongues. Media prophets of doom seek attention by scaring the crap out of you. Please don’t listen to them.” What a stunning truth.

How Many Units of Deferred Consumption Should You Keep?

Warren Buffett once said that savings is simply “a unit of deferred consumption.” Four words. But like many things Buffett says, it’s deceptively simple. It sounds like co ….Read More

Compounding Doesn’t Like Distractions—Or Taxes

If you ever doubted the power of staying invested—and staying tax-efficient—this visual says it all. Start with $1. Double it 20 times. Tax-free, that $1 becomes over $1 mill ….Read More

The Word Salads On Offer

A global bank’s head of wealth recently said, “We remain cautious in terms of where to deploy incremental risk assets. Our message has not been to liquidate your portfolio and ….Read More

What Should I Do About the War?

“It seems like the India-Pakistan war has begun. What is the impact of this on my portfolio? Do I need to do something? A friend told me ‘Buy gold… Buy silver,” said Megha, ….Read More

The Rearview Mirror

I’m writing this post as Ganesh, an investor who recently had a powerful realization. It came from a simple newspaper clipping he sent to his financial professional. What followe ….Read More

The Real Edge in Investing

What’s the most important quality for an investor? Is it intelligence? A sharp mind? Deep knowledge of the markets? It’s easy to think so. But Warren Buffett said ….Read More

What Are You Really Investing For?

A few weeks ago, I met Aakash, a client of one of the firms we had recently acquired at Happyness Factory. He was a sharp, articulate gentleman. A professor of business analytics. ….Read More

The Happyness Factory Manifesto

We are not in the business of money.
We are in the business of meaning. We do not exist to sell products.
We exist to ask better questions.
To listen deeply.

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading