The Imperfect Decision

Every investor has had this conversation with themselves.I cannot make a decision.What if this is the wrong call?Everything feels uncertain right now.Nothing feels ba ....
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Master Versus Tool Framework

Morgan Housel shares a telling story in his book The Art of Spending Money.“Entrepreneur David Siegel once built a 90,000 sq. ft. house in Florida. Asked why he was building suc ....
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A Lesson From Einstein

Albert Einstein once made a sobering observation. "The ordinary human being does not live long enough to draw any substantial benefit from his own experience. And no one, it seems, ....
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The New Highs Belong to Those Who…

Every investor wants the straight line. The clean upward slope. The calm journey where portfolios rise quietly and predictably. But markets do not move like that. They never have. ....
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The Real Question

What are you more worried about: implementing a bad idea or missing a good oneMost investors will quickly say they fear implementing a bad idea. They worry about losing money, mak ....
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The Inner Scorecard

In investing and in life, there is one distinction that separates people who build lasting wealth from those who simply perform for the crowd. Warren Buffett calls it the Inner ....
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Fear vs. Long-Term Truth

The bear case always sounds intelligent in real time. It uses complex words. It quotes macro data. It predicts doom with confidence. It is wrapped in logic and delivered with ....
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Spend More to Spend Less

 If You want to spend less, try spending more.I know that sounds strange, almost contradictory. Spend more to spend less? But anyone who has learned the art of quali ....
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The Sweet Spot Is Never Here

In my earlier post, I wrote about how an investor is neither saint nor sinner. You will not get every decision right. You will not always stay calm. You will not always act with pe ....
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The Key To Investing Success

Most investors prepare only for good news. That is the problem.They are comfortable when markets rise.They feel smart when things go as expected.Their confidence is d ....
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About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading